Privacy Policy

What Information We Collect

When you submit a loan inquiry through our site, we collect information you provide directly, including your name, email address, phone number, employment status, income range, and loan amount needed. We may also collect technical information such as your IP address, browser type, and pages visited to improve our service and detect fraud.

We do not collect sensitive personal information like your Social Insurance Number, bank account details, or credit card numbers. Our role is to connect you with licensed lenders in Ontario who will handle those details securely in their own systems.

How We Use Your Information

Your information is used primarily to match you with licensed payday lenders operating in the Greater Toronto Area who may be able to help. We share your details with partner lenders only after you submit a formal inquiry, and only with lenders who have agreed to our data protection standards.

We also use your information to:

• Respond to your questions and support requests
• Send you updates about our service (if you opt in)
• Improve our website and user experience
• Comply with Ontario financial regulations and law enforcement requests
• Detect and prevent fraud or unauthorized access

Sharing Your Data

We only share your information with licensed lenders in Ontario when you submit a loan inquiry. These lenders are regulated by provincial authorities and must follow their own privacy obligations. We do not sell your data to third parties for marketing purposes.

We may disclose your information if required by law, court order, or government request, or if we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others.

Data Security

We use industry-standard encryption and security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no online transmission is completely secure. If you have concerns about how your data is being handled by a lender after referral, contact that lender directly or file a complaint with the Financial Services Regulatory Authority of Ontario (FSRA).

Cookies and Tracking

Our website uses cookies to remember your preferences and improve your experience. Most browsers allow you to refuse cookies or alert you when they are being set. Disabling cookies may affect some functionality on our site.

We do not use tracking cookies to follow you across other websites or sell your browsing data to advertisers.

Your Privacy Rights

Under Ontario's Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable privacy laws, you have the right to:

• Request access to the personal information we hold about you
• Correct or update inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of marketing communications
• Lodge a complaint with the Privacy Commissioner of Canada if you believe your rights have been violated

To exercise any of these rights, contact us using the information provided on our site.

Third-Party Links

Our website may contain links to lender websites and other third-party services. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our service is not intended for anyone under the age of 18. We do not knowingly collect information from minors. If we become aware that a minor has submitted information, we will delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of material changes by posting the updated policy on this page with a revised date. Your continued use of our service after changes are posted constitutes your acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us through the inquiry form on our website. You may also file a complaint with the Privacy Commissioner of Canada at priv.gc.ca or the Financial Services Regulatory Authority of Ontario at fsra.ca.

Editorial Review: This policy was reviewed by Dwayne Calloway to ensure accuracy and compliance with Ontario privacy standards.